Alpha 1 Restoration

Should I Call My Insurance Company or a Roofer After Storm Damage?

After a severe storm has left your roof damaged and vulnerable, you might find yourself at a crossroads, wondering whether your first call should be to the insurance company or a professional roofer. This decision can significantly impact the outcome of your roof repair or replacement. In this blog, we will explore the factors to consider when deciding whether to call your insurance company or a roofer after storm damage. Alpha 1 Roofing, with locations in League City, San Antonio, Round Rock, and Austin, is here to provide valuable insights to help you make an informed choice.

Immediate Safety and Temporary Repairs:

1. Assess the Immediate Safety:

   – After a storm, the safety of your family and home should be the top priority. Inspect your property for any immediate dangers, such as downed power lines, unstable trees, or structural damage.

   – If there are safety concerns, contact the appropriate authorities or emergency services immediately.

2. Perform Temporary Repairs:

   – If your roof is leaking, it’s essential to take action to minimize interior damage. Place buckets or tarps to catch water and protect your possessions.

   – Temporarily addressing immediate issues is within your control, but it’s not a long-term solution. 

Contact a Professional Roofer:

1. Roof Inspection:

   – After ensuring your immediate safety, contact a professional roofer for a comprehensive roof inspection.

   – A qualified roofer can assess the extent of the damage, identify underlying issues, and provide a detailed report on the necessary repairs.

2. Expert Assessment:

   – Roofers have the experience and knowledge to identify storm-related damage that may not be immediately apparent to an untrained eye.

   – They can offer expert guidance on the most appropriate repair or replacement solutions based on the specific damage sustained.

3. Temporary Repairs:

   – A professional roofer can perform temporary repairs to stop leaks and prevent further damage until a full repair or replacement can be carried out.

   – These temporary fixes can be crucial in protecting your home while the insurance claim process unfolds.

Contact Your Insurance Company:

1. Document the Damage:

   – Before contacting your insurance company, document the damage thoroughly with photographs and notes.

   – Provide clear and detailed information about the date and time of the storm and the areas of your roof that are affected.

2. File a Claim:

   – Contact your insurance company to file a claim as soon as possible. Be prepared to provide the documentation and information you’ve collected.

   – Your insurance provider will assign an adjuster to assess the damage and determine coverage.

3. Coordinate with the Roofer:

   – Once your insurance claim is filed, coordinate with your chosen roofer to ensure that the repairs align with the insurance company’s assessment.

   – An experienced roofer can communicate directly with the adjuster to make sure the scope of work is accurately assessed and covered.

When faced with storm damage to your roof, it’s essential to prioritize safety and take immediate steps to prevent further damage. After addressing immediate concerns, contacting a professional roofer is often the most practical choice. Roofers can assess the extent of the damage, provide expert advice, and perform temporary repairs to protect your home.

Once the initial assessment and temporary repairs are complete, you can then file an insurance claim with your provider. By working closely with both your roofer and the insurance adjuster, you can ensure that the necessary repairs are accurately assessed and covered by your policy.

Alpha 1 Roofing is available to provide expert assistance in assessing storm damage, offering professional repair solutions, and coordinating with your insurance company. Our commitment is to help you navigate the process of restoring your roof and safeguarding your home, ensuring a smooth and successful outcome after a storm.

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Have An Emergency? Get Immediate Help On Your Roof.

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Request Info or a Free Estimate!

Have An Emergency? Get Immediate Help On Your Roof.